🛡️ Protection Services in Sidcup

❤️ Protect What Matters Most

We help individuals and families across Sidcup, Blackfen, and the wider Bexley area explore life cover, critical illness protection, and income protection options. Whether you’re protecting your mortgage, your income, or your family’s future — we aim to make things simple and easy to understand.

📜 Types of Cover We Can Help With

• 🌟 Life insurance – level term, decreasing term or whole-of-life policies
• 🏥 Critical illness cover – a lump sum if you’re diagnosed with a serious medical condition
• 💼 Income protection – regular monthly payments if you’re unable to work due to illness or injury

🧠 Why Consider Protection?

• 🏠 Protect your mortgage and make sure loved ones can stay in the home
• 💰 Receive a lump sum or regular payments in the event of illness or injury
• 📈 Maintain income and financial stability if you can’t work for an extended period

❓ Protection FAQs

🏡 Do I need life insurance for a mortgage?

It’s not a legal requirement, but it’s strongly recommended. Life cover can repay the mortgage if you pass away, so your family doesn’t face financial strain.

⚖️ What’s the difference between critical illness and income protection?

Critical illness cover pays out a lump sum if you’re diagnosed with a listed serious illness. Income protection pays regular monthly income while you’re off work due to illness or injury.

🩺 Can I take out cover without a medical?

Yes — some providers offer cover without medical examinations, though it depends on the cover amount, your health history, and age. We can help identify suitable policies.

📞 Want Help Choosing the Right Cover?

We help people across Sidcup find the right protection for their needs. Whether you’re buying your first home, starting a family, or reviewing existing cover — we can guide you through it.

📩 Get in Touch