🏠 Lifetime Mortgages & Equity Release in Sidcup

💰 Accessing Property Wealth Later in Life

Equity release allows homeowners aged 55 and over to unlock value from their property without needing to move. Whether it’s to boost retirement income, support family, or fund renovations, we help you explore later-life lending options with clarity and care.

We support individuals and couples in Sidcup, Blackfen, and the wider Bexley borough by introducing you to regulated equity release specialists when required.

📜 Types of Later Life Mortgages

• 🏡 Lifetime mortgage – release equity with no required monthly repayments
• 💸 Interest-only retirement mortgage – pay the interest each month to manage balance
• 📉 Drawdown options – release funds gradually when needed

🧠 What You Need to Know

• 🎂 Minimum age: typically 55+
• 🏠 You retain full ownership of your home
• 📈 Interest can roll up or be serviced monthly
• 💳 The loan is usually repaid upon death or moving into long-term care

❓ Equity Release FAQs

🏡 Will I still own my home?

Yes — with most lifetime mortgages, your name remains on the deeds and you retain ownership of your property.

🛡️ Can I protect part of my home’s value?

Yes, many plans allow you to ring-fence a portion of your property’s value to leave as inheritance.

⚖️ Do I need legal advice?

Yes, independent legal advice is a mandatory requirement before taking out any equity release product.

📞 Ready to Discuss Your Options?

We help homeowners across Sidcup understand later-life lending, and where needed, connect you with a regulated advisor for tailored support.

📩 Get in Touch