🏗️ Bridging & Development Loans in Sidcup

💸 Short-Term Finance for Property Projects

Bridging loans and development finance can help fund time-sensitive purchases, auction properties, refurbishments and land acquisition. If you’re looking for fast and flexible funding in Sidcup, we’ll help you explore the available options.

We assist buyers, investors and developers across Sidcup and Bexley borough with short-term property finance — whether it’s to avoid a chain delay or fund a conversion project.

🏠 What Bridging Loans Can Be Used For

• 🔄 Buying before selling your current property
• 🔨 Auction purchases with 28-day deadlines
• 🛠️ Light or heavy refurbishments
• 🌍 Land acquisition for development

📋 How Bridging Finance Works

• ⏳ Short-term loan (typically 3 to 18 months)
• 🏡 Secured against residential, commercial, or land
• 📈 Interest can be rolled up or paid monthly
• 💰 Exit via sale, refinance, or development profit

❓ Bridging Loan FAQs

⏰ How quickly can I get funds?

Some lenders can complete within 5–10 working days, depending on valuation and legal readiness. The more prepared you are, the faster it moves.

📊 What’s the typical loan-to-value?

Most lenders offer 65–75% LTV, depending on the property type, borrower profile, and the strength of the exit strategy.

💼 Can I use bridging as a business?

Yes — bridging loans are commonly used by property developers, landlords and limited companies purchasing through SPVs.

📞 Ready to Discuss a Bridging Loan?

We support clients across Sidcup looking for quick, tailored finance to meet tight deadlines or development needs.

📩 Get in Touch